Chubb Life Hong Kong Enhances Flagship MyLegacy V Insurance Plan with Shorter Breakeven Period

• New 3-year premium payment term delivers 6-year guaranteed breakeven, one of the shortest in Hong Kong
• Advanced payout and succession structures mirror the control of a private trust, meeting bespoke wealth planning needs for affluent clients with diverse financial goals.

A recent report by Hong Kong Institute for Monetary and Financial Research^[2] found that 40% of pre-retirees in Hong Kong identify market volatility as a major threat to their savings. Chubb MyLegacy V addresses this concern by offering a holistic solution that balances liquidity needs with long-term, multi-generational wealth transfer.

The Plan offers two distinct options catering to varied financial goals:

• Chubb MyLegacy V – Harvest (Payment terms: 3 / 5 years): Optimized for capital efficiency and liquidity, driving potential wealth accumulation over short to medium terms with a faster guaranteed breakeven.
• Chubb MyLegacy V –Blossom (Payment terms: 2 / 5 / 8 / 12 years): Ideal for mid-to-long-term saving goals, offering flexible withdrawals and payouts to facilitate seamless legacy planning across generations.

Other key benefits include:

• Market-leading capital recovery: The new 3-pay option in Chubb MyLegacy V – Harvest achieves full guaranteed breakeven within six years.
• Flexible liquidity: Clients can access their policy's value through cash withdrawals and annuity, supporting both planned and unexpected needs throughout their wealth journey.

Chubb MyLegacy V Insurance Plan is the latest edition of the Chubb MyLegacy Insurance Plan series. For more information, please refer to: https://www.chubb.com/hk-en/personal/chubb-my-legacy-insurance-plan-v.html^[3]

This article is intended for general reference only and should not be regarded as professional advice, recommendation and does not form part of the policy. This article should be read along with other materials which cover more product information. Such materials include, but not limited to, product brochures setting out key product risks, policy provisions that contain the detailed terms and conditions, benefit illustrations (if any), policy documents and other relevant promotional or marketing materials, which are all available upon request. You might also consider seeking independent professional advice if needed. This article is intended to be displayed in Hong Kong only and does not construe as an offer to sell or solicitation to buy or provision of any insurance products outside Hong Kong. The above plan is a standalone policy and may be purchased independently without bundling with other insurance products

Notes:

1. "6-year guaranteed breakeven" means the guaranteed cash value will be equal to or greater than the total premiums paid as of the 6th policy anniversary.
2. As of April 24, 2026, this comparison is based on major savings insurance products with the same premium payment term type, offered by major long-term insurers listed on the Register of Authorized Insurers in Hong Kong, as authorised by the Insurance Authority.

About Chubb MyLegacy Insurance Plan V ("Chubb MyLegacy V")

• Product Nature: A participating whole life insurance plan.
• Target Segments: Clients who are seeking flexible legacy planning solutions and opportunities for wealth growth
• Two plan options under the series. Customers may select either plan individually or combine both, tailoring their choices to financial needs. This approach enables a balance between long-term wealth growth and guaranteed short-to-mid-term returns, with greater transferability than traditional financial products such as time deposits.

• Flexible and Economical Alternative for Trusts

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The issuer is solely responsible for the content of this announcement.

References

1. ^{^} Media OutReach Newswire (www.media-outreach.com)
2. ^{^} Hong Kong Institute for Monetary and Financial Research (www.aof.org.hk)
3. ^{^} https://www.chubb.com/hk-en/personal/chubb-my-legacy-insurance-plan-v.html (www.chubb.com)