Asian Spectator


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Riset: dari firasat bankir hingga etnis peminjam, bagaimana faktor manusia menentukan pemberian kredit

  • Written by Dewi Sari Pinandita, Doctoral Student, Universitas Gadjah Mada
Riset: dari firasat bankir hingga etnis peminjam, bagaimana faktor manusia menentukan pemberian kreditFaktor manusia bisa jadi alasan di balik keputusan pemberian kredit.pixabay/pexels, CC BY-SA

Bank seringkali menolak pengajuan kredit oleh nasabahnya meskipun semua syarat telah terpenuhi.

Keputusan ini, menurut studi kami, turut dipengaruhi oleh faktor manusia (human factor) yang menganalisis dan memutuskan kredit (di sini kami sebut sebagai...

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