Asian Spectator


The Times

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Jebakan keuangan digital: mengapa Gen Z rentan terjerat pinjol dan ‘paylater’?

  • Written by Imam Salehudin, Associate professor, Universitas Indonesia

●Gen Z makin mudah akses paylater, pinjol, dan investasi digital.

●Banyak yang terjebak utang dan investasi spekulatif karena terpengaruh capaian orang lain di medsos.

●Edukasi keuangan minim, regulasi pemasaran belum melindungi konsumen muda.


Produk keuangan berkembang pesat di era digital. Mulai dari paylater, pinjaman daring (pinj...

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