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The big reason Florida insurance companies are failing isn't just hurricane risk – it’s fraud and lawsuits

  • Written by Shahid S. Hamid, Professor of Finance, Florida International University
The big reason Florida insurance companies are failing isn't just hurricane risk – it’s fraud and lawsuitsRoofs are an entry point for fraud after storms.Win McNamee/Getty Images

Hurricane Ian’s widespread damage is another disaster for Florida’s already shaky insurance industry. Even though home insurance rates in Florida are nearly triple the national average, insurers have been losing money. Six have failed since January 2022. Now,...

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